Walmart has introduced Walmart Cash, a revamped rewards program accessible to all Walmart.com members, expanding upon a previous perk exclusive to Walmart+ subscribers. This program allows shoppers to accumulate store credits, enhancing savings on future purchases both online and in-store. If you’re a regular Walmart shopper, understanding Walmart Cash can significantly benefit your wallet. Let’s dive into everything you need to know about Walmart Cash and how to make the most of it.
Understanding Walmart Cash: Earning and Benefits
What Exactly is Walmart Cash?
Walmart Cash is essentially a digital rewards system that provides you with store credit for purchasing select items at Walmart. Think of it as earning cashback, but specifically for Walmart. According to Walmart’s official help page, Walmart Cash is a loyalty program designed to reward customers for buying particular products. This earned “cash” can be redeemed for future Walmart purchases, either online at Walmart.com or at any Walmart store location. A significant advantage is that Walmart Cash credits do not expire, providing ongoing value even if you decide to cancel a Walmart+ membership.
How to Earn Walmart Cash on Your Purchases
Earning Walmart Cash is straightforward. When you shop on Walmart.com or use the Walmart mobile app, look out for promotional offers. You can find these offers in a few key places:
- Product Pages: As you browse products, watch for badges or labels indicating “Get Walmart Cash” on eligible items.
- Walmart Cash Page: Navigate to the dedicated Walmart Cash page on the website or app to see a comprehensive list of available offers, including both Walmart and manufacturer deals.
- Search Bar: Sometimes, searching for specific products will highlight Walmart Cash offers directly in the search results.
Once you find an offer you like, simply click “Get Walmart Cash” to claim it and link it to your Walmart account. For in-store purchases, the process is equally simple. Utilize the “Store Mode” feature within the Walmart app, which provides a barcode. Scanning this barcode at checkout ensures that you receive the Walmart Cash associated with your purchased items. Walmart provides a generous window of seven days post-purchase to claim any missed Walmart Cash credits, ensuring you don’t lose out if you initially forget to scan for offers.
Managing and Redeeming Your Walmart Cash Balance
Easily Check Your Walmart Cash Balance
Keeping track of your accumulated rewards is easy. Your Walmart Cash balance is readily accessible on your Walmart.com account page and within the Walmart mobile app. To view your balance and transaction history:
- Go to your account page on Walmart.com or the app.
- Look for the “Ways to Earn/Earn More” link, often found in the rewards or payment sections.
- Click on “View Your Walmart Cash Activity”.
This section provides a detailed summary of all your earned and spent Walmart Cash, giving you a clear picture of your available rewards.
Redeeming Your Walmart Cash: Online and In-Store
Redeeming your Walmart Cash is designed to be user-friendly, whether you are shopping online or in a physical store.
Online Redemption:
- During the online checkout process on Walmart.com, sign in to your Walmart account.
- In the payment section, you will see your Walmart Cash balance displayed.
- Simply tap the “Apply” button next to your balance. The credits will be automatically deducted from your purchase total.
In-Store Redemption:
- Open the Walmart app on your mobile device and sign in to your account.
- At the checkout register, use the Walmart app scanner or your phone’s camera to scan the QR code displayed on the screen. This action connects your account to the transaction.
- Tap “Use Walmart Cash” to apply your balance towards your in-store purchase. Your Walmart Cash will be redeemed via a Walmart e-gift card applied to your transaction.
The Barcode Redemption System for Larger Amounts
For redeeming larger amounts of Walmart Cash, particularly once you’ve accumulated $25 or more, Walmart employs a one-time use Loyalty Discount barcode system, facilitated by Sunrise Banks. Here’s how to redeem via barcode:
- Open the Walmart app or visit Walmart.com and navigate to the “Ways to earn” section.
- Under “Walmart Cash tools,” select “Cash out in-store.”
- Choose “Redeem Walmart Cash.” This will generate a unique barcode.
- Take this barcode to the customer service desk or MoneyCenter at any Walmart store.
- Present the barcode to redeem your Walmart Cash.
There are redemption limits to be aware of: you can redeem up to $100 per day, $700 per week, and $2,000 per month. It’s also important to note that barcodes are valid for three hours after being issued for security purposes. If you don’t use the barcode within this timeframe, your Walmart Cash remains safe; you will simply need to request a new barcode when you are ready to redeem. Finally, you will need to present a valid photo ID that matches the name on your Walmart account when redeeming via barcode.
Important Details and Limitations of Walmart Cash
Does Walmart Cash Expire?
A significant advantage of Walmart Cash is that it does not expire. This removes the pressure to use your rewards within a specific timeframe, unlike some other store loyalty programs.
Restrictions on What You Can Purchase with Walmart Cash
While Walmart Cash is versatile, there are some limitations on what you can purchase with it. Walmart Cash cannot be used to buy:
- Gift cards
- Prescriptions
- Services at Walmart Health or Virtual Care
- Optical services
- Alcohol
- Tobacco
- Ammunition
- Lottery tickets
- Financial services
- Walmart+ membership fees
Additional Perks for Walmart+ Members
Walmart+ members enjoy expanded opportunities to earn Walmart Cash through the Walmart+ Travel program. When booking travel through Walmart+ Travel, members can earn:
- 2% Walmart Cash on flights
- 5% Walmart Cash on hotels, vacation rentals, and car rentals
It’s important to remember that Walmart Cash earned through travel cannot be used to book the travel itself; it is credited to your account approximately 30 days after your trip is completed and can then be used for eligible purchases at Walmart.
How Walmart Cash Stacks Up Against Other Rewards Programs
When comparing Walmart Cash to other store loyalty programs, such as Target Circle, some key differences emerge. Target Circle offers a straightforward 1% earnings on most purchases. In contrast, Walmart Cash provides varying promotional deals to earn credits, which can sometimes offer higher rewards on specific items.
Both programs offer in-store and online earning and redemption methods. However, Target RedCard holders receive an immediate 5% discount on purchases and also participate in community support voting, influencing Target’s nonprofit donations. Target Circle also provides a 5% birthday discount valid for 30 days.
For earning credits, Target Circle members simply enter their phone number at the register or scan their Target Circle barcode in the Target app. Online purchases automatically accrue points when logged into a Target account. Similar to Walmart, Target Circle allows a grace period of seven days to scan receipts for missed points. However, unlike Walmart Cash, Target Circle credits expire after one year of inactivity.
Conclusion: Is Walmart Cash Worth It?
Walmart Cash offers a valuable rewards system for regular Walmart shoppers. With no expiration dates and diverse earning opportunities both in-store and online, it provides a tangible way to save on future purchases. While it operates differently from programs like Target Circle, the potential for earning significant store credit through promotional offers makes Walmart Cash a worthwhile program to understand and utilize. By paying attention to “Get Walmart Cash” offers and managing your balance effectively, you can maximize your savings at Walmart.
