**What Is HUD? Understanding Its Definition, Programs, and Benefits**

What Is Hud? It stands for the Department of Housing and Urban Development, a US government agency. WHAT.EDU.VN is here to provide you with comprehensive answers, focusing on its role in housing and community development. This guide clarifies HUD’s purpose, its core functions, and the impact it has on individuals and communities, offering clarity and valuable insights. By exploring HUD’s initiatives and resources, we’ll equip you with the knowledge to understand how it shapes the landscape of housing and urban development.

1. What Does HUD Stand For and What Is Its Primary Purpose?

HUD stands for the Department of Housing and Urban Development. Its primary purpose is to increase homeownership, support community development, and increase access to affordable housing free from discrimination.

HUD aims to create strong, sustainable, inclusive communities and quality affordable homes for all. This includes addressing homelessness, promoting fair housing practices, and ensuring access to safe and sanitary living conditions. According to HUD’s official website, they work to strengthen the housing market to bolster the economy and protect consumers.

2. What Are the Core Functions of HUD?

HUD’s core functions are diverse and multifaceted, encompassing a wide range of activities aimed at addressing housing and community development needs. These include:

Administering housing assistance programs: HUD provides rental assistance, mortgage insurance, and other forms of financial aid to help individuals and families secure affordable housing.
Enforcing fair housing laws: HUD works to eliminate housing discrimination based on race, color, religion, sex, national origin, disability, and familial status.
Supporting community development: HUD provides grants and technical assistance to help communities address local needs, such as infrastructure improvements, economic development, and job creation.
Conducting research and data analysis: HUD collects and analyzes data on housing markets, demographics, and community development trends to inform policy decisions and program design.
Providing disaster relief: HUD provides assistance to communities affected by natural disasters, helping them rebuild and recover.

3. What Programs Does HUD Offer?

HUD offers a wide range of programs designed to address specific housing and community development needs. Some of the most notable programs include:

Section 8 Housing Choice Voucher Program: Provides rental assistance to low-income families, enabling them to afford decent, safe, and sanitary housing in the private market.
Public Housing Program: Provides affordable housing to low-income families through government-owned and operated housing developments.
Federal Housing Administration (FHA) Mortgage Insurance: Insures mortgages for first-time homebuyers and other borrowers, making it easier for them to obtain financing.
Community Development Block Grant (CDBG) Program: Provides grants to communities to address a wide range of local needs, such as infrastructure improvements, economic development, and public services.
HOME Investment Partnerships Program: Provides grants to states and local governments to increase the supply of affordable housing for low-income families.
Continuum of Care Program: Provides funding for homeless service providers to coordinate and deliver housing and supportive services to homeless individuals and families.
Fair Housing Initiatives Program (FHIP): Provides funding to fair housing organizations to educate the public about their rights and investigate housing discrimination complaints.
Housing Opportunities for Persons With AIDS (HOPWA) Program: Provides housing assistance and supportive services to low-income individuals living with HIV/AIDS and their families.

These programs are designed to address a variety of housing challenges, from helping families afford rent to supporting community development initiatives.

4. How Does HUD Affect Individuals and Communities?

HUD’s impact on individuals and communities is substantial and far-reaching. Its programs and policies touch the lives of millions of Americans, particularly those with low incomes or who face housing discrimination.

For individuals, HUD provides access to affordable housing, helping them secure safe and stable living conditions. This can have a profound impact on their well-being, enabling them to pursue education, employment, and other opportunities.

For communities, HUD’s programs support economic development, infrastructure improvements, and job creation. This can lead to stronger, more vibrant neighborhoods and improved quality of life for all residents. According to a study by the Urban Institute, HUD’s investments in community development have been shown to generate significant economic returns, creating jobs and increasing property values.

By promoting fair housing practices, HUD works to ensure that everyone has equal access to housing opportunities, regardless of their race, ethnicity, or other protected characteristics. This helps to create more inclusive and equitable communities.

5. What Are HUD Metro FMR Areas (HMFAs)?

HUD Metro FMR Areas (HMFAs) are specific geographic areas defined by HUD for calculating Fair Market Rents (FMRs). FMRs are estimates of the rent, including utilities, needed to obtain adequate housing in a specific area. These areas are often smaller than the official metropolitan area definitions used by the Office of Management and Budget (OMB).

HUD creates HMFAs to minimize year-to-year volatility in its estimates arising from geographic changes. For example, when counties are added to existing metropolitan areas, or combined to form new metropolitan areas, HUD instead keeps them separate and labels them as “HMFAs”. This approach ensures that changes in FMRs more accurately reflect local market conditions.

6. How Does HUD Calculate Median Family Income Estimates?

HUD calculates median family income (MFI) estimates annually for each metropolitan area and non-metropolitan county. These estimates are used to determine income limits for various HUD programs.

To calculate the MFI, HUD primarily uses data from the Census Bureau’s American Community Survey (ACS). According to HUD’s methodology, if there is a statistically valid survey estimate using 2023 one-year ACS data, that data is used. If not, statistically valid 2023 five-year data is used. Where statistically valid five-year data is not available, HUD will average the minimally statistically valid income estimates from the previous three years of ACS data.

HUD has replaced the use of the Consumer Price Index (CPI) to further inflate median family income estimates with an inflator based on the expected change in per capita wages and salaries.

7. What Is the Difference Between HUD’s Median Family Income (MFI) and Area Median Income (AMI)?

While the terms are often used interchangeably, there are subtle differences between HUD’s Median Family Income (MFI) and Area Median Income (AMI).

HUD estimates MFI annually for each metropolitan area and non-metropolitan county. The term Area Median Income is used more generally in the affordable housing industry.

If the term Area Median Income (AMI) is used in an unqualified manner, this reference is synonymous with HUD’s MFI. However, if the term AMI is qualified in some way, such as percentages of AMI or AMI adjusted for family size, then this is a reference to HUD’s income limits, which are calculated as percentages of median incomes and include adjustments for families of different sizes.

8. What Are the Limits on Increases and Decreases to Income Limits?

To provide stability and predictability in its programs, HUD places limits on annual increases and decreases to income limits. Since FY 2010, HUD has limited annual decreases in the low- and very low-income limits to five percent and all annual increases to the greater of five percent or twice the change in the national median family income.

Starting in FY 2024, HUD specified that the cap should be measured using the annual change in the unadjusted national median family income subject to an absolute cap of 10 percent. For 2025, the annual change is measured by the ACS from 2022 to 2023. Twice this change is approximately 9.2 percent, which is greater than the ten percent absolute cap. So, for FY 2025, the income limits “cap” is 9.2 percent.

9. Why Does HUD Use Exception Areas in Connecticut and Puerto Rico?

HUD uses exception areas in Connecticut and Puerto Rico to address unique circumstances in those locations.

In Connecticut, the 2023 OMB metropolitan area definitions use the newly determined Planning Regions in place of the State’s former counties. In cases where the new MSA contains towns that were formerly in different metropolitan areas, there are discontinuities in the final income limits. In these cases, the towns have been relabeled as “Exception Areas” to avoid confusion and highlight that they are using differing income limits.

Similarly, in Puerto Rico, HUD combines all non-metropolitan municipios in a single area. In cases where the income limits for newly designated non-metropolitan municipios would violate the cap or floor, HUD has designated the municipios as exception areas.

10. What Are Multifamily Tax Subsidy Projects (MTSPs)?

Multifamily Tax Subsidy Projects (MTSPs) are Low-Income Housing Tax Credit projects under Section 42 of the Internal Revenue Code and multifamily projects funded by tax-exempt bonds under Section 142. These projects may have special income limits established by statute, so HUD publishes them on a separate webpage.

If you are a tax credit developer or resident in an MTSP, you can visit HUD’s website to determine the appropriate income limits for your project.

11. How Can 60 Percent Income Limits Be Calculated?

For the Low-Income Housing Tax Credit program, users should refer to the FY 2025 Multifamily Tax Subsidy Project income limits available on HUD’s website.

The formula used to compute these income limits is as follows: take 120 percent of the Very Low-Income Limit. It’s important not to calculate income limit percentages based on a direct arithmetic relationship with the median family income due to exceptions made to the arithmetic rule in computing income limits.

12. How Are Maximum Rents for Low-Income Housing Tax Credit Projects Computed?

Maximum rents for Low-Income Housing Tax Credit projects are determined by state housing financing agencies. A list of these agencies can be found on HUD’s website.

The Low-Income Housing Tax Credit program is a U.S. Treasury Department program, so HUD has no official authority over setting maximum rental rates. However, HUD provides a table for informational purposes that shows how maximum rents are derived from Very Low-Income Limits (VLILs) for different household sizes.

Unit Size	0 Bedroom	1 Bedroom	2 Bedroom	3 Bedroom	4 Bedroom
50% MFI Unit Maximum Monthly Rent is 1/12 of 30% of:	1-Person VLIL	(1-Person VLIL + 2-Person VLIL)/2	3-Person VLIL	(4-Person VLIL + 5-Person VLIL)/2	6-Person VLIL
60% MFI Unit Maximum Monthly Rent is 1/12 of 30% of:	120% of 1-Person VLIL	120% of [(1-Person VLIL + 2-Person VLIL)/2]	120% of 3-Person VLIL	120% of [(4-Person VLIL + 5-Person VLIL)/2]	120% of 6-Person VLIL

13. What Resources Are Available for More Information on HUD?

For more information on HUD and its programs, you can visit the following resources:

HUD’s Official Website: https://www.hud.gov/
HUD’s User Information Portal: https://www.huduser.gov/
HUD’s Income Limits Documentation System: https://www.huduser.gov/portal/datasets/il.html#query_2025
HUD’s Multifamily Tax Subsidy Project Income Limits: https://www.huduser.gov/portal/datasets/mtsp.html

These resources provide detailed information on HUD’s programs, policies, and data.

14. Why Is the Extremely Low-Income Limit Sometimes No Different Than the Very Low-Income Limit?

Sometimes, the Extremely Low-Income Limit is the same as the Very Low-Income Limit due to statutory changes and adjustments.

The Quality Housing and Work Responsibility Act of 1998 established a new income limit standard based on 30 percent of median family income (the extremely low-income limits), which was to be adjusted for family size and for areas of unusually high or low family income. A statutory change was made in 1999 to clarify that these income limits should be tied to the Section 8 very low-income limits.

The Consolidated Appropriations Act, 2014 further modified and redefined these limits as extremely low family income limits to ensure that these income limits would not fall below the poverty guidelines determined for each family size. Specifically, extremely low-income families are defined to be very low-income families whose incomes are the greater of the Poverty Guidelines as published and periodically updated by the Department of Health and Human Services or the 30 percent income limits calculated by HUD.

If the poverty guideline is above the very low-income limit at that family size, the extremely low-income limit is set at the very low-income limit because the definition of extremely low-income limits caps them at the very low-income levels.

15. How Does HUD Enforce Fair Housing Laws?

HUD enforces fair housing laws through a variety of mechanisms, including:

Investigating complaints of housing discrimination: HUD investigates complaints of housing discrimination based on race, color, religion, sex, national origin, disability, and familial status.
Conducting fair housing testing: HUD conducts fair housing testing to identify patterns of housing discrimination.
Providing fair housing education and outreach: HUD provides education and outreach to landlords, tenants, and the public about fair housing laws.
Taking enforcement actions against those who violate fair housing laws: HUD can take enforcement actions against landlords, property managers, and others who violate fair housing laws, including levying fines, ordering injunctive relief, and requiring them to pay damages to victims of discrimination.

16. How Does HUD Support Community Development?

HUD supports community development through a variety of programs and initiatives, including:

Community Development Block Grant (CDBG) Program: Provides grants to communities to address a wide range of local needs, such as infrastructure improvements, economic development, and public services.
Choice Neighborhoods Program: Supports comprehensive neighborhood revitalization efforts in distressed communities.
Promise Zones: Designates high-poverty communities as Promise Zones, providing them with preferential access to federal resources and technical assistance.
Sustainable Communities Initiative: Promotes sustainable development practices in communities across the country.
Brownfields Program: Provides funding for the assessment and cleanup of brownfield sites, enabling them to be redeveloped for productive use.

17. What Is HUD’s Role in Disaster Relief?

HUD plays a critical role in disaster relief efforts, providing assistance to communities affected by natural disasters.

HUD’s disaster relief programs include:

Community Development Block Grant Disaster Recovery (CDBG-DR) Program: Provides funding to communities to address long-term recovery needs following a disaster.
Disaster Housing Assistance Program (DHAP): Provides temporary housing assistance to individuals and families displaced by a disaster.
Mortgage Insurance for Disaster Victims: Provides mortgage insurance to help disaster victims repair or rebuild their homes.
Homeless Assistance Programs: Provides funding to homeless service providers to assist homeless individuals and families affected by a disaster.

HUD also works with other federal agencies, state and local governments, and non-profit organizations to coordinate disaster relief efforts.

18. What Is the National Non-Metro Median Used to Calculate the Floor on Rural LIHTC Rents?

Section 3004 of the Housing and Economic Recovery Act (HERA) specifies that any project for residential rental property located in a rural area (as defined in section 520 of the Housing Act of 1949) use the maximum of the area median gross income or the national non-metropolitan median income.

The current year non-metropolitan median income and the 1-8 person 50-percent income limits based on the non-metropolitan median income are listed in the table available on HUD’s website.

19. How Does HUD Address Homelessness?

HUD is committed to addressing homelessness through a variety of programs and initiatives, including:

Continuum of Care Program: Provides funding for homeless service providers to coordinate and deliver housing and supportive services to homeless individuals and families.
Emergency Solutions Grants Program: Provides funding to states and local governments to address the immediate needs of homeless individuals and families.
Housing Choice Voucher Program: Provides rental assistance to homeless individuals and families, enabling them to afford decent, safe, and sanitary housing in the private market.
Supportive Housing for Persons with Disabilities Program: Provides funding for supportive housing for homeless individuals with disabilities.
Homeless Prevention Programs: Provides funding to prevent individuals and families from becoming homeless.

HUD also works with other federal agencies, state and local governments, and non-profit organizations to coordinate efforts to end homelessness.

20. What Is the Fair Housing Initiatives Program (FHIP)?

The Fair Housing Initiatives Program (FHIP) provides funding to fair housing organizations to educate the public about their rights and investigate housing discrimination complaints.

FHIP grantees conduct a variety of activities, including:

Providing fair housing education and outreach: Educating landlords, tenants, and the public about fair housing laws.
Investigating complaints of housing discrimination: Investigating complaints of housing discrimination based on race, color, religion, sex, national origin, disability, and familial status.
Conducting fair housing testing: Conducting fair housing testing to identify patterns of housing discrimination.
Providing legal assistance to victims of housing discrimination: Providing legal assistance to victims of housing discrimination.

21. How Can I File a Housing Discrimination Complaint With HUD?

If you believe you have been discriminated against in housing, you can file a complaint with HUD.

To file a complaint, you can:

File online: Visit HUD’s website and file a complaint online.
File by phone: Call HUD’s toll-free hotline at 1-800-669-9777.
File by mail: Mail a written complaint to HUD’s Office of Fair Housing and Equal Opportunity.

HUD will investigate your complaint and take appropriate action if it finds that discrimination has occurred.

22. What Are Some Common Misconceptions About HUD?

There are several common misconceptions about HUD, including:

HUD only helps people who are poor: While HUD does provide assistance to low-income individuals and families, it also offers programs that benefit middle-income homebuyers and communities as a whole.
HUD is responsible for all public housing: While HUD does administer the Public Housing Program, many public housing developments are owned and operated by local housing authorities.
HUD’s programs are ineffective: Studies have shown that HUD’s programs can be effective in addressing housing needs and promoting community development.
HUD is a wasteful government agency: HUD is committed to using its resources efficiently and effectively to achieve its mission.

23. How Does HUD Promote Sustainable Housing?

HUD promotes sustainable housing through a variety of programs and initiatives, including:

Energy-Efficient Mortgage Program: Helps homebuyers finance energy-efficient improvements to their homes.
Green Building Standards: Encourages the use of green building practices in HUD-funded construction projects.
Sustainable Communities Initiative: Promotes sustainable development practices in communities across the country.
Lead Hazard Control Program: Provides funding to reduce lead hazards in homes, protecting children from lead poisoning.
Weatherization Assistance Program: Helps low-income families improve the energy efficiency of their homes, reducing their energy bills and improving their health.

24. How Does HUD Address the Needs of People With Disabilities?

HUD is committed to addressing the needs of people with disabilities through a variety of programs and initiatives, including:

Fair Housing Act: Prohibits housing discrimination based on disability.
Section 811 Supportive Housing for Persons with Disabilities Program: Provides funding for supportive housing for low-income adults with disabilities.
Accessible Housing Design Standards: Requires that new construction of multifamily housing be accessible to people with disabilities.
Reasonable Accommodation Policies: Requires landlords to make reasonable accommodations for people with disabilities.
Assistive Technology Programs: Provides funding for assistive technology to help people with disabilities live independently.

25. How Does HUD Support Rural Housing?

HUD supports rural housing through a variety of programs and initiatives, including:

Rural Housing and Economic Development Program: Provides funding to support housing and economic development in rural areas.
Housing Choice Voucher Program: Provides rental assistance to low-income families in rural areas.
Community Development Block Grant Program: Provides grants to rural communities to address a wide range of local needs.
Self-Help Homeownership Opportunity Program: Provides funding to help low-income families in rural areas build their own homes.
Fair Housing Enforcement: Enforces fair housing laws in rural areas to prevent discrimination.

26. How Does HUD Collaborate With Other Federal Agencies?

HUD collaborates with other federal agencies on a variety of initiatives, including:

Department of Veterans Affairs (VA): Works with the VA to provide housing assistance to homeless veterans.
Department of Health and Human Services (HHS): Works with HHS to address the health and housing needs of vulnerable populations.
Department of Labor (DOL): Works with DOL to provide job training and employment opportunities to low-income individuals and families.
Environmental Protection Agency (EPA): Works with EPA to promote sustainable development and protect the environment.
Federal Emergency Management Agency (FEMA): Works with FEMA to provide disaster relief and recovery assistance to communities affected by natural disasters.

27. What Is HUD’s Role in Promoting Economic Opportunity?

HUD promotes economic opportunity through a variety of programs and initiatives, including:

Section 3 Program: Requires that recipients of HUD funding provide job training and employment opportunities to low-income residents.
Economic Development Initiative: Provides funding to support economic development projects in distressed communities.
Neighborhood Stabilization Program: Provides funding to redevelop foreclosed and abandoned properties, creating jobs and revitalizing neighborhoods.
Choice Neighborhoods Program: Supports comprehensive neighborhood revitalization efforts that include economic development components.
Self-Sufficiency Programs: Provides supportive services to help low-income families achieve self-sufficiency.

28. How Does HUD Measure the Success of Its Programs?

HUD measures the success of its programs through a variety of metrics, including:

Number of people served: Tracks the number of individuals and families who benefit from HUD’s programs.
Housing affordability: Measures the affordability of housing for low-income individuals and families.
Housing quality: Assesses the quality of housing assisted by HUD programs.
Community development outcomes: Evaluates the impact of HUD’s programs on community development outcomes, such as job creation, economic growth, and improved quality of life.
Fair housing enforcement: Tracks the number of housing discrimination complaints investigated and resolved by HUD.
Homelessness rates: Monitors homelessness rates across the country.
Program efficiency: Measures the efficiency of HUD’s programs in terms of cost per person served and other metrics.

29. What Are the Challenges Facing HUD?

HUD faces a number of challenges, including:

Limited funding: HUD’s budget is often constrained, making it difficult to address all of the housing and community development needs across the country.
Affordable housing shortage: There is a shortage of affordable housing in many parts of the country, making it difficult for low-income individuals and families to find decent, safe, and sanitary housing.
Aging infrastructure: Many public housing developments are aging and in need of repairs.
Fair housing enforcement: Housing discrimination remains a persistent problem in many communities.
Homelessness: Homelessness rates remain high in many parts of the country.
Natural disasters: Natural disasters can devastate communities and exacerbate housing problems.
Political environment: The political environment can impact HUD’s ability to achieve its mission.

30. What Is the Future of HUD?

The future of HUD is uncertain, but the agency is likely to continue to play a critical role in addressing housing and community development needs across the country.

Some of the key trends that are likely to shape the future of HUD include:

Increasing demand for affordable housing: The demand for affordable housing is likely to continue to increase as the population grows and the cost of housing rises.
Aging population: The aging population will require more accessible and affordable housing options.
Climate change: Climate change will pose new challenges to housing and community development, such as sea-level rise, extreme weather events, and increased energy costs.
Technological innovation: Technological innovation will create new opportunities to improve housing affordability, efficiency, and sustainability.
Increased collaboration: Increased collaboration between HUD, other federal agencies, state and local governments, and non-profit organizations will be essential to address complex housing and community development challenges.

31. How Does HUD Use Data to Inform Its Policies and Programs?

HUD relies heavily on data to inform its policies and programs. The agency collects and analyzes data on a wide range of topics, including:

Housing market conditions: Data on housing prices, rents, vacancies, and foreclosures.
Demographics: Data on population, income, race, ethnicity, and age.
Community development outcomes: Data on job creation, economic growth, and improved quality of life.
Homelessness rates: Data on the number of homeless individuals and families.
Fair housing complaints: Data on housing discrimination complaints.
Program performance: Data on the performance of HUD’s programs.

This data is used to:

Identify housing needs and challenges: Data helps HUD identify areas where there is a shortage of affordable housing, high rates of homelessness, or evidence of housing discrimination.
Target resources: Data helps HUD target its resources to the areas and populations that need them most.
Evaluate program effectiveness: Data helps HUD evaluate the effectiveness of its programs and make adjustments as needed.
Inform policy decisions: Data helps HUD inform its policy decisions and develop new strategies to address housing and community development challenges.
Promote transparency and accountability: Data is used to promote transparency and accountability by making information about HUD’s programs and performance publicly available.

32. What Is the Connection Between HUD and the FHA?

The Federal Housing Administration (FHA) is a part of HUD. The FHA insures mortgages, which protects lenders from losses if a borrower defaults on their loan. This makes it easier for people to qualify for a mortgage, especially first-time homebuyers and those with limited credit histories. The FHA plays a crucial role in expanding homeownership opportunities.

33. How Does HUD Support Homeownership?

HUD supports homeownership through various programs and initiatives, including:

FHA Mortgage Insurance: As mentioned above, the FHA insures mortgages, making it easier for people to qualify for a home loan.
Homeownership Counseling: HUD provides funding to organizations that offer homeownership counseling to help people prepare for buying a home and manage their finances.
Down Payment Assistance: HUD offers programs that provide down payment assistance to first-time homebuyers.
First-Time Homebuyer Programs: HUD supports state and local programs that offer incentives and assistance to first-time homebuyers.

34. How Does HUD Work With Local Housing Authorities?

HUD works closely with local housing authorities (LHAs) to provide affordable housing to low-income families. LHAs are responsible for managing public housing developments and administering the Housing Choice Voucher Program in their communities. HUD provides funding and oversight to LHAs, ensuring that they comply with federal regulations and provide decent, safe, and sanitary housing to eligible families.

35. How Does HUD Address Lead Poisoning in Housing?

HUD is committed to addressing lead poisoning in housing through its Office of Lead Hazard Control and Healthy Homes. The agency provides funding to state and local governments to identify and control lead hazards in homes, especially those occupied by young children. HUD also conducts research and provides education and outreach to raise awareness about the dangers of lead poisoning.

36. How Does HUD Support People Living With HIV/AIDS?

HUD provides housing assistance and supportive services to low-income individuals living with HIV/AIDS and their families through the Housing Opportunities for Persons With AIDS (HOPWA) program. HOPWA funds are used to provide rental assistance, supportive services, and other resources to help people living with HIV/AIDS live independently and maintain their health.

37. How Does HUD Ensure Accessibility in Housing?

HUD ensures accessibility in housing through the Fair Housing Act, which prohibits discrimination based on disability. The Act requires that new construction of multifamily housing be designed and built to be accessible to people with disabilities. HUD also provides funding for accessibility modifications to existing housing and requires landlords to make reasonable accommodations for people with disabilities.

38. How Can I Get Involved With HUD?

There are several ways to get involved with HUD, including:

Working for HUD: You can apply for jobs with HUD through the USAJOBS website.
Volunteering: You can volunteer with organizations that receive funding from HUD.
Advocating for affordable housing: You can contact your elected officials and advocate for policies that support affordable housing.
Educating yourself and others: You can learn more about HUD and its programs and share that information with others.

By getting involved with HUD, you can help make a difference in the lives of people who need affordable housing and community development assistance.

39. What Is HUD’s Role in Addressing the Housing Needs of Veterans?

HUD plays a significant role in addressing the housing needs of veterans, particularly those who are homeless or at risk of homelessness. One of the key programs is the HUD-VASH (HUD-Veterans Affairs Supportive Housing) program, which provides rental assistance vouchers and supportive services to homeless veterans. This collaborative effort between HUD and the Department of Veterans Affairs aims to reduce and ultimately eliminate veteran homelessness.

40. What Is the Role of HUD in Addressing Climate Change Impacts on Housing?

HUD is increasingly focused on addressing the impacts of climate change on housing. This includes promoting resilient and sustainable building practices, investing in infrastructure improvements to protect communities from extreme weather events, and providing resources to help communities recover from climate-related disasters. HUD also works to ensure that affordable housing is located in areas that are less vulnerable to climate change impacts.

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