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NerdWallet partners with Atomic Invest, LLC (“Atomic Invest”), an SEC-registered investment adviser, to offer you the opportunity to open an investment advisory account known as an “Atomic Treasury account.” Investment advisory services are provided by Atomic Invest. Companies engaged by Atomic Invest, including NerdWallet, receive compensation ranging from 0% to 0.85% annualized, paid monthly, based on the assets under management for each referred client who establishes an account with Atomic Invest. The exact payment may vary. Additionally, Atomic Invest shares a portion of the compensation earned from margin interest and free cash interest generated by customers with NerdWallet.
It is important to note that while NerdWallet is not a client of Atomic Invest, our partnership creates an incentive to recommend Atomic Invest over other investment advisers. This presents a conflict of interest that may affect the objectivity of information provided about Atomic Invest’s services. It is possible that services from another investment adviser, with whom we do not have an engagement, might be more suitable for your needs than Atomic Invest.
Advisory services through Atomic Invest are designed to help clients achieve positive investment outcomes. However, they are not intended to provide tax advice or comprehensive financial planning covering every aspect of a client’s financial situation, and they do not include investments held outside of Atomic Invest. For complete details about Atomic Invest, please review their Form CRS, Form ADV Part 2A, the Privacy Policy, and other relevant disclosures.
Brokerage services for Atomic Invest are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC, and an affiliate of Atomic Invest. Due to the relationship between Atomic Brokerage and Atomic Invest, a conflict of interest exists because Atomic Invest directs orders to Atomic Brokerage. Further information about these conflicts can be found in Items 5, 12, and 14 of Atomic Invest’s Form ADV Part 2A. For more information about Atomic Brokerage, please see their Form CRS, the Atomic Brokerage General Disclosures, and the Privacy Policy. You can also check the background of Atomic Brokerage on FINRA’s BrokerCheck. Please be aware that fees, including regulatory fees, transaction fees, fund expenses, brokerage commissions, and service fees, may apply to your brokerage account.
Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates are banks. It is crucial to understand that investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the potential loss of principal. Before making investment decisions, carefully consider your investment objectives and all associated fees and expenses. Information about custodial and clearing services used by Atomic Brokerage is available on its BrokerCheck report. Technology services may be provided by AtomicVest, Inc.
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